The LIE
A governed workflow for every credit decision.
Every borrower file
Read, scored and assessed against your own thresholds.
Human approval
You own the credit call and you tell us when to carry out the approved action.
Full audit trail
Each recommendation, decision and action is recorded with its reasoning.
Find it, fix it, prove it.
We read every financial your borrower sends, flag what is turning, recommend the remedy from your own playbook and carry it out once you approve.
Flag it early
Every new financial re-scored against your DSCR thresholds, sector exclusions and concentration limits. A loan is flagged weeks before it shows up as non-performing, with the numbers behind it.
We don't just alert. Restructure early, freeze the next tranche, top up collateral, trigger the covenant. Drawn from your own remedy set and with the reason and the recovery window attached.
You decide, it executes.
You own the credit call and the audit trail, always. On approval or rejection, we carry it out. You own the decision, we do the doing.
Your rules. Your thresholds. Your credit policy.
We don't replace your credit models and we don't ask you to trust a black box. We work with your own remedy set that is configured to how you already work.
Simple and accessible
Read every financial your borrower sends after drawdown
Score it against your own thresholds, exclusions and limits
Recommend the play from your remedy set, with the reason attached
Carry it out once you approve
Log the decision and the reasoning to the file
What we wiill never do
We never make the credit call. You do
We never move without your approval
We never replace your models or your credit policy
Your borrowers tell you something every month.
Let us read it.
Send us one loan that already went bad. Thirty minutes, and we'll tell you what we would have flagged, when, and how much exposure was still there. No system access, no fee.
